Pros and Cons of Selling a Structured Settlement

If you’re thinking to yourself, “I want to sell my structured settlement payment,” there are many different factors you need to consider. First, how much money will you actually receive from the sale? Second, will the payout be enough to cover your expenses or will you still be left with unpaid debts and no way to pay them? If you are considering selling my structured settlement payments for a single lump sum of cash, consider both the pros and cons before you do.

Pros of Selling a Settlement

If the payments for your settlement simply aren’t enough for you to get on top of your bills, selling your settlement for a single lump sum of cash may be the right option. Below you will find a list of some of the other benefits associated with selling a settlement for cash:

  1. You will receive one large sum in a matter of weeks rather than spreading the payments out over a matter of years. If you are in need of a large influx of cash, selling your settlement could help you out.
  2. You can use the money to pay off debts, especially those with high interest rates, which could save you a lot of money in the long run. If you have a mortgage or a car loan, selling your settlement could enable you to settle those debts.
  3. You have the option to invest the lump sum of money to receive a higher interest rate – you can use this for your retirement, to invest in a business, or for another purpose. If you invest the money in an IRA, for example, you could receive a conservative return of 5 percent per year, or more.

Each settlement is different, so the situation you may find yourself in with a sale could be different from the situation someone else is in. This is why it is important to do your research before you sell.

Cons for Selling Structured Settlements

Though there are several benefits associated with selling a structured settlement, there are still some cons to consider. Below you will find a list of several cons associated with selling a settlement for cash:

  1. You will be forfeiting your regular periodic payments in favor of a single lump sum – once you sell your settlement, you will no longer receive any payments.
  2. You won’t receive the full value of your settlement; you will be selling it at a discounted rate that could be as high as 18 percent or 20 percent.
  3. You might be tempted to make unwise purchasing decisions or investments if you have a large sum of money to work with instead of periodic payments. This is one of the main reasons insurance companies use settlements as an alternative to large payouts.

Selling your structured settlement for cash might be a good option if you have one or more large debts that you would like to settle to avoid interest. Before you sell, however, take the time to shop around for the best discount rate and choose a reputable company to make sure that the sale is done correctly and that it is as hassle-free for you as possible.

 

Haitian Money Pit: VICE on HBO Debrief (Episode 7)


After the earthquake in 2010 nearly billion dollars of foreign aid was pledged to rebuild Haiti. Vikram Gandhi went to see just how that money is being put to use. This is his debrief from Season 3 Episode 7 of VICE on HBO.

Watch VICE Fridays at on HBO at 11PM, 10PM Central.

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Money – Pink Floyd + Lyrics


*Lyrics*

Money
(Waters) 6:32

Money, get away.
Get a good job with good pay and you’re okay.
Money, it’s a gas.
Grab that cash with both hands and make a stash.
New car, caviar, four star daydream,
Think I’ll buy me a football team.

Money, get back.
I’m all right Jack keep your hands off of my stack.
Money, it’s a hit.
Don’t give me that do goody good bullshit.
I’m in the high-fidelity first class traveling set
And I think I need a Lear jet.

Money, it’s a crime.
Share it fairly but don’t take a slice of my pie.
Money, so they say
Is the root of all evil today.
But if you ask for a raise it’s no surprise that they’re
giving none away.

“HuHuh! I was in the right!”
“Yes, absolutely in the right!”
“I certainly was in the right!”
“You was definitely in the right. That geezer was cruising for a
bruising!”
“Yeah!”
“Why does anyone do anything?”
“I don’t know, I was really drunk at the time!”
“I was just telling him, he couldn’t get into number 2. He was asking
why he wasn’t coming up on freely, after I was yelling and
screaming and telling him why he wasn’t coming up on freely.
It came as a heavy blow, but we sorted the matter out”

Please tell me songs that you would like me to put on they must be classic rock. Just post a channel comment here is how to do it.

Name of song:
Name of artist:

Just fill that out thanks

 

Money – Pink Floyd HD (Studio Version)


Money – Pink Floyd from the Dark Side of the moon in HD quality

[Lyrics]
Money
Get away
You get a good job with good pay and you’re okay
Money
It’s a gas
Grab that cash with both hands and make a stash
New car, caviar, four star daydream
Think I’ll buy me a football team

Money
Well, get back
I’m all right Jack
Keep your hands off of my stack
Money
It’s a hit
Don’t give me that do goody good bullshit
I’m in the high-fidelity first class travelling set
I think I need a Lear jet

(amazing solos)

Money
It’s a crime
Share it fairly
But don’t take a slice of my pie
Money
So they say
Is the root of all evil today
But if you ask for a raise
It’s no surprise that they’re giving none away

“HuHuh! I was in the right!”
“Yes, absolutely in the right!”
“I certainly was in the right!”
“You was definitely in the right. That geezer was cruising for a bruising!”
“Yeah!”
“Why does anyone do anything?”
“I don’t know, I was really drunk at the time!”
“I was just telling him, he couldn’t get into number 2. He was asking why he wasn’t coming up on freely, after I was yelling and screaming and telling him why he wasn’t coming up on freely. It came as a heavy blow, but we sorted the matter out”

 

WHAT IF THE HOMELESS GAVE YOU MONEY?


Going into this video, the end goal wasn’t quite sure. You can never be sure because you can never know how people will react. It’s a completely different video depending on if people react positively or negatively. This video wasn’t one of those, “oh let’s see if people offer us money.” It was, “let’s see how people feel about themselves when someone who is classified as “lesser” than them on societies class ladder offers them money.” The results were not expected and not wanted. It doesn’t matter how much you have in life if what you have in life takes away from you being humble. At the end of the day, even the most poor man can be the most rich depending on how much love he has in his heart. feel free to share.

——————————————————————————-

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business inquiries: FTEinc@icloud.com

 

Myth vs Reality for Careers in Finance


A mini documentary for young people and school children investigating career opportunities in finance and the varied routes into the industry. Chapter 5: In this video finance role models discuss the myths surrounding finance careers and what the reality is actually like. For more videos and unbiased accounts of careers in finance and accounting, visit http://www.careerplayer.com