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Pros and Cons of Selling a Structured Settlement

If you’re thinking to yourself, “I want to sell my structured settlement payment,” there are many different factors you need to consider. First, how much money will you actually receive from the sale? Second, will the payout be enough to cover your expenses or will you still be left with unpaid debts and no way to pay them? If you are considering selling my structured settlement payments for a single lump sum of cash, consider both the pros and cons before you do.

Pros of Selling a Settlement

If the payments for your settlement simply aren’t enough for you to get on top of your bills, selling your settlement for a single lump sum of cash may be the right option. Below you will find a list of some of the other benefits associated with selling a settlement for cash:

  1. You will receive one large sum in a matter of weeks rather than spreading the payments out over a matter of years. If you are in need of a large influx of cash, selling your settlement could help you out.
  2. You can use the money to pay off debts, especially those with high interest rates, which could save you a lot of money in the long run. If you have a mortgage or a car loan, selling your settlement could enable you to settle those debts.
  3. You have the option to invest the lump sum of money to receive a higher interest rate – you can use this for your retirement, to invest in a business, or for another purpose. If you invest the money in an IRA, for example, you could receive a conservative return of 5 percent per year, or more.

Each settlement is different, so the situation you may find yourself in with a sale could be different from the situation someone else is in. This is why it is important to do your research before you sell.

Cons for Selling Structured Settlements

Though there are several benefits associated with selling a structured settlement, there are still some cons to consider. Below you will find a list of several cons associated with selling a settlement for cash:

  1. You will be forfeiting your regular periodic payments in favor of a single lump sum – once you sell your settlement, you will no longer receive any payments.
  2. You won’t receive the full value of your settlement; you will be selling it at a discounted rate that could be as high as 18 percent or 20 percent.
  3. You might be tempted to make unwise purchasing decisions or investments if you have a large sum of money to work with instead of periodic payments. This is one of the main reasons insurance companies use settlements as an alternative to large payouts.

Selling your structured settlement for cash might be a good option if you have one or more large debts that you would like to settle to avoid interest. Before you sell, however, take the time to shop around for the best discount rate and choose a reputable company to make sure that the sale is done correctly and that it is as hassle-free for you as possible.

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New Economic Thinking: Finance & Society

Senator Elizabeth Warren, Federal Reserve Chairman Janet Yellen, and IMF Managing Director Christine Lagarde join a renowned group of globally influential women in discussing how the financial system can be re-imagined to truly benefit society. Join us on May 5-6 for the live video stream. For the program and more: http://beta.ineteconomics.org/community/events/finance-society

Turk: B.G. Wants Me to Reconcile With Birdman & Cash Money

http://www.vladtv.com – Many fans are wondering if the Hot Boy$ will ever reunite, especially with B.G. in jail, but Turk told VladTV that he’s actively trying to get the famed Cash Money group back together. He added that once everyone gets on board with the idea, he hopes Birdman will “come to the table.”

During the conversation Turk also spoke about B.G. wanting him to reconcile with Birdman and sign back to Cash Money. The “Welcome to the Nolia” rapper revealed that he got into a disagreement with his fellow Hot Boy$ rapper about the situation, and explained that he tried to go back only for things not to work out.

When asked about Lil Wayne being on board with the idea, Turk pointed out that the “Lollipop” rapper has been showing him and his original Cash Money labelmates lots of love lately. Turk added that everything seems to be falling into place with the potential reunion, which would surely be huge in the Hip-Hop world if it ever came together.

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10 Tips for Making Money with your Photography – PLP #198

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My tips are:

1. Learn and shoot until you are satisfy that your photos give yourself and others a good emotional impact.

2. Have a professional looking website with a maximum twenty photos per category, only your best work.

3. Find a “niche” of professionals needing your services, my suggestions:

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4. Get listings of those potentials prospects and study the photos they already have.

5. Fifty phone calls = one deal !

6. Find your social media voice.

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8. Realize that you cannot count on somebody else doing your sales or marketing for you, do it yourself first and help will come.

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GTA 5 Online – WATCH OUT! Fake Money Glitch Lobbies Leading To Hacked Accounts!!! (GTA 5 Gameplay)

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German finance min. skeptical about reaching deal with Athens by Mon.

The German finance minister has expressed skepticism about reaching a financial deal with Greece by Monday.

Wolfgang Schaeuble says the Eurogroup does not want a Grexit, but it’s not willing to do absolutely anything to keep Greece in the single currency bloc. He said the Greek government coffers are running out of cash and anything could happen. Schaeuble, however, warned that Athens needs to abide by what has been agreed for more bailout funds to be released. Athens has been under pressure to impose reforms for creditors to unblock bailout loans worth seven-point-two billion euros. The government has so far said it will not back down from red lines on labor protection and wage cuts. Greece risks going bankrupt as coffers run out of funds, while a May-12 deadline to repay creditors almost a billion euros in debt looms.

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